BMCC Insurance Offers Tips to Save Money on Auto Insurance
(PRWEB) January 08, 2012
This is the perfect time of year for BMCC Insurance to offer tips to save money on auto insurance . With the gift-giving holidays past, people are now looking for ways to save to help pay for them.
The major ways to save money on car insurance include a multi-car discount and a combination discount, which would include the insured’s car(s) plus homeowner’s or renter’s insurance.
Here are some other ways: Increase your deductibles. If your deductible is low ($200-$250) ask the agent to show you the difference in price if it’s raised to $500 or $1,000.
If your car is older and the loan is paid off, consider dropping collision and/or comprehensive coverage. The general rule of thumb is if the car is worth less than ten times the premium, then consider dropping it.
Take advantage of low mileage discounts. The discounted mileage varies by carrier. Some give discounts at 6,000 and some at 10,000 annual miles driven.
It is also a good idea when shopping for a new car to compare the insurance rates of the various cars being considered. You should also check rates of different models of the same car. Insurance rates can vary quite a bit depending upon the engine size and whether or not a particular vehicle is considered a sport vehicle.
Other discounts to keep an eye on include anti-theft devices, student drivers with good grades, college students who go away to college and a good credit score.
“Make sure an agent looks under every rock to find every discount a driver is entitled to,” Kristine Ter-Arutyunyan, Executive Assistant.
Above all else, be a good driver. The lack of tickets or accidents saves thousands of dollars.
BMCC Insurance is an online insurance agency servicing both personal and commercial sectors. Areas of specialty include auto, home, life and commercial lines.
To contact BMCC Insurance, e-mail Kyle Kennon at kyle.k(at)bmccinsurance(dot)com or Kristine Ter-Arutyunyan at Kristine.t(at)bmccinsurance(dot)com or call 855.855.2622.
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