Titan Money Matters: Black Friday mischief
Put the plastic down and step away from the counter.
I understand this is the sale of the year, and I get that you won’t likely find another Blu-ray player cheaper than a tank of gas, but for the sake of everything holy, please put the credit card down!
Judging by first estimates from market research firms like ShopperTrak, U.S. consumers came out in numbers unseen in years to purchase more than $11 billion on Black Friday.
Quite a feat, considering the country is going through one of the toughest post-recession recoveries in recent history.
But how can you resist the lure of decked halls and the lowest prices on everything you covet?
Retailers are aware how much customers love to shop after Thanksgiving, especially with gravy dripping off their chins during midnight doorbusters.
Each year, companies devise more and more ways to get you through their doors and put more and more of your cash in their corporate coffers.
(Coffers are like wallets, but for companies, if you were wondering, and as of August this year the cash and short-term investments held at S&P 500 non-financial firms exceeded $1 trillion. So let’s not burden the “job creators” whilst they count their beans as the unemployed millions eat their cans of beans over a dumpster fire by the tracks.)
Some of these efforts to get you inside and spending are applaudable.
I’ve always been a fan of the elaborate holiday decorations put on display by some of the larger stores, and you can’t deny a good sale when you see one.
However, one tactic I will never get behind is every chain-retailer’s favorite: the old, “If you sign up for a [insert company name] credit card, we’ll give you [insert insignificant percent] off from your purchase today.”
Let’s take this one from the top: the store.
While the question is disguised by charm put forth by noble cashiers just doing their job, it seems benign to ask at the first store on your journey.
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Networked Politics » Blog Archive » Holiday Loans: Celebrating ...
A holiday in many countries is a day set aside for celebrations and is considered a culture wide observation or activity. Since holiday is such a huge occasion, many people appreciate in their own personal way. Since holidays generally include travel to some favourite destination, it includes expenses. Well not everyone’s pocket is ready to make expenses when you need it. Holiday loans can finance your holidays when you need it and conveniently pay them back when you can.
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